Built into the workflows lenders already use.

Laminr is the income analysis engine in the middle. Bank data comes in through connected sources; the calculation and its detail go out to the systems lenders already run.

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Every connection on this page is live today. Teams building their own workflow can start with the Laminr API documentation.

Every connection is live.

Select a connection to see what it carries. Plaid, Broker Portal, Debt Detector, Laminr API, Maxwell, Tampr and Encompass are all in use today.

Where each connection sits in the file.

Three moments in one workflow: bank data arrives, the file is read in full, and the calculation leaves with its detail attached.

01

Bank data comes in

Bank information reaches Laminr through a direct connection, a lender branded intake experience, or statements uploaded as PDF files. Each path is read the same way.

  • PlaidLive
    Bank connection

    Direct bank connection as an alternative to uploaded PDF statements.

  • Broker PortalLive
    Intake

    A lender branded intake experience.

02

The file is read in full

Alongside the income calculation, the same statements are reviewed for recurring liabilities and for document integrity indicators.

  • Debt DetectorLive
    Liability review

    Withdrawal review that helps verify liabilities and identify potential undisclosed debt.

  • TamprLive
    Document integrity

    Document integrity review based on document indicators.

03

The calculation moves on

The qualifying income result, its transaction detail and its supporting information travel to the systems the lender already runs.

  • Laminr APILive
    Integration

    Income analysis that can be brought into an existing workflow.

    API documentation
  • MaxwellLive
    Embedded workflow

    Laminr income analysis embedded within an existing workflow.

  • EncompassLive
    Loan origination

    Laminr connected with Encompass as part of the mortgage workflow.

Investor methodologies live today.

Each methodology is applied inside the calculation, so the deposit treatment, expense ratio, ownership and large deposit handling follow the program the file is headed to.

  1. 01Onslow Bay FinancialBusinessPersonal
  2. 02Verus Mortgage CapitalBusiness
  3. 03Long Run PartnersBusiness
  4. 04SGCPBusiness

See Laminr inside your workflow.

A short working session with the Laminr team, using the intake path and delivery systems your team runs today.

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