A calculation your team can explain
Follow bank statement income from connected source data through investor methodology to a qualifying income calculation with its supporting detail intact.
Demonstration data
- Eligible deposits
- $182,335.55
- Income divisor
- 12 months
- Expense ratio
- 50%
- Ownership
- 100%
Why Laminr
Income analysis is easier to review when the result, methodology and supporting information stay connected.
- 01
One calculation across the file
Connected bank data, transaction categorization, investor methodology and supporting detail stay together from intake through review.
- 02
The basis stays visible
Teams can review which deposits were included, which were excluded and how each documented input shaped qualifying income.
- 03
Built for the mortgage workflow
Originators, Third Party Review Firms and Investors can follow the same file with a consistent methodology at every handoff.
One file at every handoff
Each team sees the information needed for its part of the decision without separating the calculation from the evidence behind it.
Qualifying monthly income with the calculation and supporting detail behind it
Demonstration data
Designed around the decision
Laminr brings intake, categorization, methodology, documentation review and qualifying income into one reviewable workflow.
- Connected bank data and uploaded statements
- Investor methodology applied to the file
- Supporting detail connected to the result
- Live delivery across the mortgage workflow
See why the calculation is different
Review one file from connected bank data through qualifying income with the Laminr team.
Request a Demo